Financing with Fairstone at Cycle Néron 

Cycle Néron now offers flexible financing options through Fairstone, available for any bicycle purchase of $500 or more (before tax). Complete your financing application online and
receive a decision and create amount within minutes.

Available Financing Options

Cash plan 0%¹ – 6 or 12 Months 

• 6-month deferred payment: Available on all bikes.

• 12-month deferred payment: Available on regular-priced bikes only.

Equal Payments with Reduced Interest 10.99%² 

• Available on all bikes.

• Term options of 12 to 24 months.

• Fixed promotional interest rate of 10.99%.

Terms and conditions apply. Upon credit approval. A $35 yearly account fee applies (charged by Fairstone). Taxes are not included in the financing and must be paid at the time of purchase. Financing must be finalized in stores.

A standard annual interest rate (APR) of 31.99% applies to any unpaid balance after the term.

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1. Cash plan: 

• • Minimum monthly payments of 5% of the balance are required. The loan can be repaid in full anytime during the promotional period.

  • If the full balance is paid before the end of the promotional period, no interest is charged.

  • Interest starts accumulating on the purchase date.

  • If the balance is not paid in full, all accumulated interest (from the purchase date) will be added to the customer’s account.

  • Please note that making only the minimum monthly payments will not pay off the purchase at term and will not allow you to avoid financing fees.

2. Equal Payments with Reduced Interest:

• Interest at the promotional rate starts accruing on the purchase date and continues throughout the term.

• A reduced interest rate of 10.99% is charged on the purchase amount.

• Fixed monthly payments are required.

• Interest is included in the required equal monthly payments.